An older woman sits on the edge of a creek with her dog.
Ann Miller, 78, (not pictured) lives in a small town in Washington with her dog. She struggles to get by on her Social Security income.
  • Ann Miller, 78, is living on $1,800 monthly from Social Security.
  • With no savings or familial support, Miller struggles to pay rent and afford food.
  • Many older adults face similar financial challenges and lack sufficient retirement savings.

Ann Miller starts her day around 6 a.m. She goes for an early walk, does laundry, and puts breakfast in a bowl for her dog, Lizzy Rocket — usually some rice and bacon scraps. Sometimes she'll flip through a local newspaper for the week's grocery coupons.