Indianapolis, Indiana.
A SmartAsset analysis found that Gen Z bought homes in 2023 at the fastest rate in Indianapolis, St. Louis, and Cincinnati.
  • Gen Z is buying homes fastest in the Midwest, especially in Indianapolis, St. Louis, and Cincinnati.
  • Gen Z is, in many ways, more equipped for homeownership than past generations at their age.
  • Despite high student loan debt and housing costs, Gen Z remains somewhat optimistic about homeownership.

Gen Z is outpacing their older peers on homeownership — and they're doing so the most in the Midwest.