Photo illustration of a credit card.
When played right, credit card rewards can unlock a world of luxury. But it comes at a cost.
  • If you've gotten really into credit card rewards in recent years, you're not alone.
  • Some Americans go to great lengths to maximize points, sign-up bonuses, and cashback.
  • It's a way to buy a life of luxury — as long as you don't dig yourself too far into debt.

Aaryan Desai picked up a hobby during quarantine: researching credit card rewards.