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• I bought SZA concert tickets with a rainy day cash fund. 
• I keep cash from birthdays and holidays in an envelope. 
• The fund helps me afford splurges like a nice dinner or concert. 

It was a gloomy Friday afternoon and I'd refreshed Ticketmaster and SeatGeek too many times to count

• Noah Sheidlower has made thousands writing and editing trivia questions for school competitions. 
• His side gig has helped him improve as a reporter and connect with people from varying backgrounds.
• It's also made socializing easier, as he's able to chime in on topics others are passionate about.

A few weeks ago, I was

• Warren Buffett is a regular fixture on rich lists, while Charlie Munger rarely appears on them.
• Munger would be worth over $10 billion today if he kept all of his Berkshire Hathaway stock.
• Buffett's business partner has sold or donated more than 75% of his shares since 1996.

Warren Buffett has been a fixture on rich lists for

• Many tech workers moved to Austin during the pandemic, and hated it.
• Sarah Hollingsworth moved there in 2019 and found a great support network for entrepreneurs.
• But she had trouble buying a home, was constantly outbid, and found the process really challenging.

This as-told-to essay is based on a

• A rural Canadian town gave its residents a type of universal basic income for three years.
• The program improved residents' health and educational outcomes.
• The study can still teach us lessons about the benefits of

We've reached the end of an era for the Chinese economy.

For the past three decades, China has been on the upswing of a supercycle that saw an almost uninterrupted expansion of the country's capacity to manufacture, appetite to consume, and ability to

• A family discovered that a painting hanging on the wall of their home could be worth millions.
• The painting was a genuine Anthony van Dyck and had been on their wall for decades.
• The painting, "The Presentation of the Baby Jesus to Saint Barbara," was found in Jaén, Spain.

A family in Spain

• After three decades, Julie Clark recently sold CAST Preschool and Childcare Center in Connecticut.
• She talked to Insider about the cost of early-childhood education and childcare.
• Clark wishes she could've paid the educators at the center more.

Julie Clark, the cofounder of the CAST Preschool and Childcare Center in Woodbury, Connecticut, said her "goal was

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). In some cases, we receive a commission from our partners; however, our opinions are our own.

Personal loan rates depend a lot on the borrower: The rates for the best personal loans tend to be around 6%, and right now, people with good or excellent credit may be eligible for

• Hesitancy among dog owners means some pets are not being vaccinated, new research found.
• The study in the journal Vaccine highlighted the risks to both animal and human populations. 
• Researchers say misinformation on social media and rising veterinary bills are behind the problem. 

A surprisingly

• The CIA issued two reports warning the Biden administration of increased Hamas threats days before attacks.
• Neither Joe Biden nor other senior White House officials were briefed on the reports. 
• Egypt and Israel also had intelligence suggesting an upcoming onslaught. 

The CIA issued warnings about a potential escalation of Hamas attacks on