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Hello, my friend! Dave Smith here, doing my best Phil Rosen impression. I'm a deputy editor at Insider who helps oversee our newsletters, but I've worn plenty of hats around here. Previously, I was an audio-news host, tech editor, senior correspondent, and tour guide for CES. 

Hi, I'm Matt Turner, the editor in chief of business at Insider. Welcome back to Insider Today's Sunday Edition, a roundup of our top stories. Get this briefing directly in your inbox each Sunday — sign up here.

Hello, readers. Hallam Bullock here, dialing in from across the pond. 

Look! Up in the sky! It's a bird! It's a Chinese spy balloon! It's … just a regular balloon. At least, here in London it is.