The housing market is stuck: Americans can't afford homes, investors aren't buying property, and economists see little relief ahead

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The housing market is stuck thanks to high prices, high mortgage rates, and low inventory.
The housing market is stuck thanks to high prices, high mortgage rates, and low inventory.

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My husband and I couldn't afford to buy a home in Nashville, so we moved into an RV instead. We've been able to upgrade our vehicle, but haven't made the leap to homeownership.

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Kirsten and Devin Trout in their RV.
Kirsten and Devin Trout in their RV.

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US homeowners are sitting on $28.7 trillion of equity

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A row of homes in a residential neighborhood.
A row of homes in a residential neighborhood.

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The housing market's inventory crunch deepens as listings fall for the 4th straight month in August

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An above shot of houses, yards, and streets.
US housing market

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The ultimate real-estate guide: Where homes are most affordable, prices have the most upside, taxes and closing costs are lowest, and rents are falling the fastest

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A for-sale sign home in Washington state
Homes are just about the most unaffordable they've been since the 1980s.

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US home prices are nearly back to all-time highs reached last summer

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A row of suburban homes in Northern California
Some of the most active homebuyers during the COVID-19 pandemic are now pumping the brakes on purchases.

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Homes are so expensive in the US that 38% of young buyers say they were only able to break into the market with help from their family

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home buyers

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American homes are shrinking, but it isn't making houses any more affordable

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A small, light blue house with a red door
Like other government-backed loans, FHA interest rates are typically lower than conventional loan rates.

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The average homebuyer lost $71,000 in purchasing power over the last year as mortgage rates refuse to ease

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US house prices
The average 30-year fixed mortgage rate clocked in at 7.48% the last week, according to Mortgage News Daily.

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Housing is even more unaffordable than it was at the peak prior to the 2008 crisis, as mortgage rates touch 23-year highs

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home for sale

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