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Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). In some cases, we receive a commission from our partners; however, our opinions are our own.

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I hope you enjoyed the long weekend. I'm senior reporter Phil Rosen — it's good to be back. 

The talk of the town through all of 2022 was how badly stocks were doing, but that's been reversed over the last seven weeks

Indexes are all moving up and to the right, and investors are piling back into some of the biggest losers of last year like crypto, electric vehicle stocks, and tech. 

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credit cards
Credit card debt rose by $61 billion last quarter while the US savings rate fell to just 3.4%.
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If you've already used your savings, scholarships, and grants to pay for college and still find that you're unable to pay for school, a student loan could be a good option.

When considering your options, federal student loans should always take precedence over private ones. Federal loans have the lowest interest rates and come with a level of protection that private lenders don't offer.

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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.