Bankruptcy

Our experts choose the best products and services to help make smart decisions with your money (here's how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

Welcome back, readers. I'm Phil Rosen, writing to you from New York. 

Now that it's April, we can say a spate of banks collapsed last month, but the repercussions of the crisis continue to unfold as if it all happened yesterday. 

The chatter now centers around a looming credit crunch —  but the troubling part is that red flags were flying well before we heard a peep from Silicon Valley Bank.