I just had my 2nd iPhone stolen by a thief on a bike. I didn't think insurance was worth it, but now I feel like I made a very expensive mistake.

• A thief on a bike grabbed my iPhone 14 Pro Max out of my hand Wednesday.
• It was the second time someone stole my iPhone, which I didn't think would happen again.
• I didn't feel like insurance was worth the cost, but now think I made an expensive mistake.

I never thought I'd write this article. 

While I was on my way to my London office Wednesday morning, a thief on a bike grabbed my phone out of my hands and cycled away with it.

Minutes after leaving one of my favorite coffee shops with my once-a-month treat of a "dirty chai" latte, I stopped to get some tissues out of my pocket, as my hay fever had kicked in.