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Conrad Maldives view of overwater bungalows
You can use points earned from Hilton credit cards at stunning resorts like the Conrad Maldives.
  • Three Amex Hilton credit cards have elevated welcome bonus offers through April 5, 2023.
  • New cardholders can earn up to 165,000 points after meeting minimum spending requirements.
  • You can redeem Hilton points at brands like DoubleTree, Conrad, and Waldorf Astoria.
  • Read Insider's guide to the best hotel credit cards.

Three Amex Hilton credit cards have improved welcome bonus offers — and they're worth considering if you stay with Hilton hotels often. The Hilton Honors American Express Card, Hilton Honors American Express Surpass® Card, and The Hilton Honors American Express Business Card are offering a higher number of points than usual, but these offers are about to disappear. Amex is an Insider partner.

  • Hilton Honors American Express Card: Earn Hilton Honors American Express Card (Hilton Honors American Express Card annual fee)
  • Hilton Honors American Express Surpass® Card: Earn Hilton Honors American Express Surpass® Card (annual fee of Hilton Honors American Express Surpass® Card)
  • The Hilton Honors American Express Business Card: Earn The Hilton Honors American Express Business Card (The Hilton Honors American Express Business Card annual fee)

These increased bonuses expire on April 5, 2023, so it's your last chance to apply.

True, these aren't the absolute highest bonuses these cards have ever brandished (we've seen up to 180,000 bonus points after meeting tiered minimum spending requirements). But they're very rarely this valuable. We estimate that you'll receive more than $800 in travel, on average, depending on which card you open.

Here's what you need to know about these limited-time Amex Hilton card offers.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Hilton Honors American Express card: Earn 100,000 Hilton points

The Hilton Honors American Express Card now offers Hilton Honors American Express Card.

The points alone are worth Hilton Honors American Express Card in travel, according to Insider's points and miles valuations. That's a nice deal for a card with a Hilton Honors American Express Card annual fee, and why this card is on our list of the best no annual fee travel credit cards.

This card earns:

  • 7 Hilton points per dollar on eligible Hilton purchases
  • 5 points per eligible dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3 points per dollar spent on everything else

These return rates make it a good option for those looking to earn Hilton points on everyday expenses without paying an annual fee.

After you achieve the bonus, you'll have at least 106,000 points. That's enough to stay at nearly any Hilton property on the planet. Even the world-famous Grand Wailea, A Waldorf Astoria Resort is within striking distance at 110,000 points per night. This hotel regularly costs over $1,000 per night.

Here's our full Hilton Honors American Express card review for a closer look.

Amex Hilton Surpass card: Earn 150,000 Hilton points

The Hilton Honors American Express Surpass® Card now comes with a welcome bonus offer of Hilton Honors American Express Surpass® Card.

This offer is worth Hilton Honors American Express Surpass® Card in travel, based on Insider's valuation of Hilton points as worth 0.5 cents each. The card has better earning rates, as well:

  • 12 points per dollar spent on eligible purchases at Hilton hotels
  • 6 points per dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3 points per dollar on all other eligible purchases

You'll have a minimum of 159,000 points after you achieve the card's welcome bonus. The most expensive Hilton hotels in the world top out at 150,000 points — such as the Waldorf Astoria Maldives Ithaafushi, which is nearly impossible to find for less than $2,100 per night. Or, by spending a short while accruing a few more points, you could have a winter weekend at the Waldorf Astoria Park City, which costs 110,000 points per night during ski season — but can sell for $1,700 per night.

You can find out all the details in our Hilton Honors American Express Surpass card review.

Hilton Business credit card: Earn 165,000 Hilton points

Small-business owners who prefer Hilton hotels can get great value from the new offer on The Hilton Honors American Express Business Card. You can earn The Hilton Honors American Express Business Card. Again, those points are worth around The Hilton Honors American Express Business Card in stays, which goes a long way toward offsetting the card's The Hilton Honors American Express Business Card annual fee.

The bonus categories on this card are ideal for small-business owners, too:

  • 12 points per dollar on eligible purchases at Hilton hotels
  • 6 points per dollar on select business purchases: U.S. gas stations, wireless telephone services purchases directly from U.S. service providers, and U.S purchases for shipping
  • 6 points per dollar on select travel purchases: U.S. restaurants, flights booked directly with airlines or Amex Travel, and car rentals booked with select car rental companies
  • 3 points per dollar on all other eligible purchases.

After meeting minimum spending requirements, you'll have at least 175,000 points. That's more than enough for a couple of nights at a five-star hotel like the Waldorf Astoria Palm Jumeirah in Dubai.

You don't need a thriving enterprise to qualify for a small business card. Even if you operate as a sole proprietor driving for Uber, freelance writing, or running an Etsy store as a side gig, you are a legit small business. Read our Amex Hilton Honors Business card review to see if this is the best choice for you.

Which Hilton credit card is right for you?

The best Hilton card for you depends on your spending habits and how often you stay with Hilton. Each card offers different earning rates and benefits — but they all come with Hilton elite status, which unlocks a fifth night free on standard award stays of five nights or more and other perks.

Here's a side-by-side comparison to help you decide which card is the best fit:

 

The Hilton Honors American Express Business Card

Hilton Honors American Express Card

Hilton Honors American Express Surpass® Card

Annual fee

The Hilton Honors American Express Business Card

Hilton Honors American Express Card

Hilton Honors American Express Surpass® Card

Rewards rate

12 points per dollar spent on eligible purchases at Hilton hotels

6 points per dollar spent on select business purchases: U.S. gas stations, wireless telephone services purchases directly from U.S. service providers, and U.S purchases for shipping

6 points per dollar spent on select travel purchases: U.S. restaurants, flights booked directly with airlines or Amex Travel, and car rentals booked with select car rental companies

3 points per dollar on all other eligible purchases

7 points per dollar spent on eligible purchases at Hilton hotels

5 points per dollar spent at eligible U.S. restaurants, U.S. supermarkets, and U.S. gas stations

3 points per dollar on all other eligible purchases

12 points per dollar spent on eligible purchases at Hilton hotels

6 points per dollar spent at eligible U.S. restaurants, U.S. supermarkets, and U.S. gas stations

3 points per dollar on all other eligible purchases

Welcome bonus offer

The Hilton Honors American Express Business Card

Hilton Honors American Express Card

Hilton Honors American Express Surpass® Card

Travel benefits

Hilton Gold elite status

Upgrade to Diamond status after you spend $40,000 on eligible purchases in a calendar year

Free night certificate after you spend $15,000 on eligible purchases in a calendar year

A second free night award if you spend a total of $60,000 or more in a calendar year

Priority Pass Select airport lounge membership** with 10 free visits per year

 

 

 

Hilton Silver elite status

Upgrade to Gold status after you spend $20,000 on eligible purchases in a calendar year

 

 

Hilton Gold elite status

Upgrade to Diamond status after you spend $40,000 on eligible purchases in a calendar year

Free night certificate after you spend $15,000 on eligible purchases in a calendar year

Priority Pass Select airport lounge membership** with 10 free visits per year

Other card benefits

Secondary car rental insurance

Baggage insurance plan

Global Assist Hotline

Purchase protection

Extended warranty

Access to discounts and bonus points through Amex Offers**

No foreign transaction fees

Secondary car rental insurance

Global Assist Hotline

Purchase protection

Extended warranty

Access to discounts and bonus points through Amex Offers

No foreign transaction fees

Secondary car rental insurance

Baggage insurance plan

Global Assist Hotline

Purchase protection

Extended warranty

Access to discounts and bonus points through Amex Offers

No foreign transaction fees

Learn more

Amex Hilton Honors Business card review

Hilton Honors American Express card review

Hilton Honors American Express Surpass card review

What to know about Hilton credit card offers

The Hilton Honors American Express Card, Hilton Honors American Express Surpass® Card, and The Hilton Honors American Express Business Card all come with elevated welcome bonus offers, but they won't be around forever. You only have until April 5, 2023, to apply.

American Express allows you to receive the welcome bonus offer on each credit card once. If you have (or have had) one of the above cards, you won't be eligible to earn this new bonus. But holding one card doesn't prohibit you from opening the other cards.

Read the original article on Business Insider