I'm 26 years old, making $90,000 a year. Here's how I budget my money to afford to live in San Francisco and enjoy monthly manicures and $22 kebab orders.

• Alexis is a 26-year-old living in San Francisco earning $90,000 a year as an account supervisor.
• She shared her monthly budget for a studio apartment, beauty expenses, and debt repayments.
• She's more interested in investing in travel experiences than buying a home, she said.

Welcome to Gen Z Dollars, a series covering what Gen Zers earn, save, and spend. We asked Alexis, a 26-year-old San Francisco resident, about her biggest spending categories, biggest money mistakes, and financial goals.

Occupation: Account supervisor at a marketing firm

Annual salary: $90,000

Student debt: $38,000

Monthly spending: around $3,500, including:

Rent: $1,650 for a studio apartment, which she negotiated down from $1,800

Utilities: $50 for utilities and $55 for internet service