Saving | iCloud.Info

Saving

Budgeting isn't for everyone, but 'intuitive spending' has its problems too

Mon, 12/02/2024 - 11:01

Tech Insider : Economy, Business

A woman going through her finances and making a budget — Finance pros often recommend budgeting, but some think it could use a "rebrand."
skynesher/Getty Images

economy, finance, Budgeting, personal-finance, Finances, Spending, money

We heard from 1,000 older Americans: Here are some of their biggest regrets

Sun, 10/20/2024 - 06:03

Tech Insider : Economy

Person looking out. — Older Americans said they wished they had saved more for their retirement and emergencies.
Getty Images; Jenny Chang-Rodriguez/BI

economy, finance, Retirement, regrets, Saving, Career, Aging

I'm on track to retire at 45. I started my career earning only $26,000 and followed this 4-phase plan.

Mon, 10/14/2024 - 05:05

Annie Cole invests around $45,000 every year.

Courtesy of Annie Cole

finance, as-told-to, BI-freelancer, contributor-2024, lauryn-haas, fire, barista-fire

Meet the millionaires next door

Sun, 09/01/2024 - 05:02

Tech Insider : Economy

Three small houses next to one large one — Many financially independent Americans aren't letting their wealth complicate their lifestyles.
Getty Images; iStock; Natalie Ammari/BI

economy, finance, fire, financial-independence-retire-early, financial-independence, retire-early, Retirement

A peak boomer fears she can't retire with $2,000 Social Security payments — and may have to move in with her sons

Tue, 08/13/2024 - 05:56

Tech Insider : Economy

Becky Davenport — Becky Davenport has worked her whole life but fears she may never retire.
Becky Davenport

economy, finance, Retirement, social-security, peak-boomer, Alaska, Saving

How a millennial couple went from $750,000 in debt to being on track to retire in their 40s

Sun, 07/28/2024 - 05:37

Tech Insider : Economy

Disha Spath and her husband — Disha Spath and her husband went from $750,000 in debt to a net worth of over $1 million.
Disha Spath

economy, finance, fire, financial-independence, financial-independence-retire-early, retire-early, Retirement

Why a millennial stopped saving 70% of her income and started spending over $25,000 a month

Thu, 07/18/2024 - 05:56

Tech Insider : Economy

Julie Berninger with a coffee cup — Julie Berninger and her husband said they spend over $25,000 a month to focus on their businesses and spend time with their kids.
Julie Berninger

economy, finance, financial-independence, financial-independence-retire-early, retire-early, Retirement, fire

A financial therapist helped me budget for a month. It made me stop panicking about my wedding costs.

Wed, 07/10/2024 - 10:09

A woman smiling at a camera wearing an engagement ring — Julia Pugachevsky

health, finance, Saving, Budgeting, wedding, elopement

Why lifestyle creep can cause HIFIs to spend 'every cent they make,' according to a financial planner

Thu, 06/06/2024 - 06:03

Tech Insider : Economy, Economy

Three friends hold cocktails together in a toast at the bow of a sailboat facing dark blue water — HIFIs — high income, financially insecure — spend their paychecks on lifestyle and leisure at the expense of their savings accounts.
Yana Iskayeva/Getty Images

economy, finance, economy, finance, Retail, hifi, Luxury

I'm always trying to save money, and I found a strategy that doesn't cost me joy

Wed, 06/05/2024 - 12:30

Getty Images; Jennifer Streaks; BI

finance, personal-finance, Saving, saving-strategies, pfi-storytelling, bi-illustration, alyssa-powell

Subscribe to Saving