How some HENRYs are aggressively saving their around 6-figure incomes while still splurging on what matters most to them

• Many higher-earning Americans are changing how they're spending in light of recession fears and inflation.
• Some so-called HENRYs — high earners, not rich yet — are cautious about their spending.
• Gen Zers making around six figures spoke to Insider about how they're spending more on experiences.

Savannah White saves as much as 50% of her around six-figure income each year, but she hasn't achieved all of her financial goals yet.

The 26-year-old Texan, who works in public relations, said she's being very deliberate with her spending. She seldom goes out to eat, drives a cheap car, and rarely spends on material goods.