A couple with luggage enters a hotel.
Many HENRYs still invest in vacations while cutting back on material goods.
  • The typical HENRY ā€” high earner, not rich yet ā€” is 32, lives in a city, and makes six figures.
  • Most HENRYs don't have kids but have $80,000 in student loan debt to pay off.
  • Despite making more than most Americans, many HENRYs don't feel financially secure.

Making six figures in a metropolitan area as a Gen Z or millennial? Chances are, you're a HENRY.