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- You can make mobile payments with Apple Pay by adding credit or debit cards to your Apple Wallet.
- You should always have a backup plan in case stores don't accept mobile payments like Apple Pay.
- If you don't have a compatible credit card, you can use Apple Pay with a prepaid debit card.
Apple Pay is a service that lets you make mobile purchases using your existing credit cards. Just load your credit cards into the Apple Wallet app on your iPhone, and you can complete purchases in seconds without ever pulling your wallet or credit cards out of your pocket.
Don't confuse Apple Pay with Apple Pay Later, a similarly named buy now, pay later loan program that's built into Apple Pay. Here is everything you need to know about using Apple Pay, as well as Apple Pay Later.