I'm a HENRY financial planner who makes $125,000. Here's how I manage my money — and the mistakes I see others making.

Thu, 02/22/2024 - 05:05

a hand puts money in a piggy bank — Georgia Lord is saving for a wedding, travel, and a bigger apartment.
mikroman6 / Getty Images

Georgia Lord, a HENRY and financial planner, earns a salary of $125,000 but doesn't feel wealthy.
Lord's financial goals include early retirement, travel, a wedding, and a larger NYC apartment.
She warns HENRYs against investing without knowledge and recommends financial planning for everyone.

This as-told-to essay is based on a conversation with Georgia Lord, a 27-year-old certified financial planner and HENRY in New York City. It has been edited for length and clarity.

I studied finance and started my career in Brisbane, Australia.

When I was 22, I moved to New York to join Morningstar in the credit ratings division. I pivoted to financial planning for a Canadian Fintech called Wealthsimple a year later.