Photo illustration of a credit card in water.
  • I have over $50,000 in credit card debt after living in New York City for eight years.
  • After looking at my options, filing for bankruptcy was the right choice to wipe the slate clean.
  • The process was easier than I anticipated, despite the daunting prospect of finding a lawyer.

Eight years ago I moved to New York City from Boston, and it was one of the hardest things I've ever had to do.