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OpenAI has built one of the most popular products in the world. Now it has to figure out how to pay for it.

Enter Fidji Simo.

Simo, the 40-year-old former Instacart CEO and longtime Meta executive, became OpenAI's product boss in August under CEO Sam Altman. While Altman has long been the face of OpenAI, Simo is increasingly shaping how the company

• British billionaire John Caudwell has eight children, ranging in age from 2 to 47.
• From flying coach to wearing Zara, he's intent on raising grounded and hardworking kids.
• Here's Caudwell's approach to parenting — and his

• Prediction markets like Kalshi and Polymarket are exploding in popularity.
• Congress has been catching up, and there are now several bills related to prediction markets.
• Here are the ones to keep an

• Scott Scovel moved to Miami in his 50s, hoping to benefit from lower taxes and cheaper living costs.
• But those costs didn't make as much of a difference as he anticipated, especially after he retired.
• The biggest benefit of Miami was unexpected — he bought a much cheaper home and retired early.

In 2021, at age 58, I followed one of the

• Companies are spending big on AI, but research shows most haven't seen measurable ROI.
• To offset those costs, employers can do layoffs — or trim line items like bonuses and stock awards.
• Workers can still make a case for a pay bump by emphasizing their value and AI chops.

AI may be putting more than just jobs on the line.

Companies are investing heavily in the

• Kalshi's cofounders said their platform was designed to help random people flourish.
• They said their best market makers "may not actually be the experts or the authority figures."
• One of their favorites is an "Ariana Grande superfan" who knows a lot about music charts.

The brains behind Kalshi say some of their best prediction market makers are "actually

• A "worry window" involves scheduling time to worry each day to prevent stress consuming our lives.
• The goal is delaying worrying to stay in the present moment, giving you more control.
• Health reporter Kim Schewitz felt more productive after trying it, but the pay-off wasn't big enough to keep going.

Th

• Two consumer bankruptcy attorneys said they're seeing more younger clients.
• The lawyers cited rising living costs and stagnant wages as drivers of the trend.
• They also said they're seeing more clients with massive debt, thanks to online gambling.

For some young adults crushed by heavy debt

• YouTuber Caleb Hammer drags people for their poor financial decisions on his show "Financial Audit."
• He revealed the one mistake he sees people make the most — and why it's not entirely their fault.
• He also shared what he splurges on, having paid down his own debt.

YouTuber Caleb Hammer has

• Seven years ago, Matthijs van der Ham won a lottery to rent a tiny home in the Netherlands.
• One of the main reasons van der Ham has stayed is the village feels safe for his 13-year-old son.
• Instead of complaining about noise, his neighbors turned his son's birthday party into a mini festival.

This as-told-to essay is based on a conversation with Matthijs van