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Young woman pays with a credit card.
Young Americans are falling deeper into credit card debt.
  • The credit card debt for young Americans has grown at a faster pace than other generations.
  • More than one in three millennials and Gen Zers have a subprime credit score below 600
  • There is little sign of relief in the coming months if interest rates stay high.

Americans are in the midst of a credit card crisis, and


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Rep. Greg Gianforte (R-MT) joins President Donald Trump at a
Rep. Greg Gianforte (R-MT) joins President Donald Trump at a "Make America Great Again" rally at the Bozeman Yellowstone International Airport on November 3, 2018 in Belgrade, Montana.
  • Montana Governor Greg Gianforte was once best known for assaulting a reporter.
  • These days, he's recognized for bipartisan housing reforms that YIMBYs call the "Montana Miracle."
  • But many

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Protest outside a Starbucks in Beirut.
A protest outside a Starbucks in Beirut, Lebanon.
  • A Starbucks franchisee in the Middle East is set to lay off over 2,000 employees, Reuters reported.
  • AlShaya Group has been hit by boycotts of its Western brands amid the Israel-Gaza war.
  • The company confirmed it would be cutting staff in a statement to Business Insider.

A Starbucks franchisee is set to lay off over 2,000 employees across the



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People next to a home under construction
  • Realtor.com's Hannah Jones said this year "will still be a challenging housing market."
  • A Realtor.com report noted that the US would need to build single-family homes three times faster to keep up with demand.
  • Jones noted a technological shift as one thing needed to help resolve the housing gap problem.

It's no secret there's a housing shortage in the US, and it's not


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Ukrainian servicemen check their T-72 tank at a position in the Donetsk region on June 25, 2023.
Ukrainian servicemen check their T-72 tank at a position in the Donetsk region on June 25, 2023.
  • The Tank Museum in Dorset, England, is helping Ukraine in its fight against Russia.
  • In collaboration with Cook Defense Systems, they are working to produce replacement tracks for tanks.
  • The Museum has an archive of repair manuals for Ukraine's Soviet-era tanks



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house for sale sign
Many homeowners are reluctant to lose cheap mortgage rates by moving house.
  • Making mortgages portable could help unfreeze the US housing market, experts say.
  • Letting people keep cheap mortgage rates when they move could boost listings and transactions.
  • Rolling out portable mortgages may risk pushing rates higher and disrupting the market's functions.

Copying the way mortgages work in


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A screenshot from a video appearing to show Russia using a Chinese-made Desertcross 1000-3 all-terrain vehicle in Ukraine.
A screenshot from a video appearing to show Russia using a Chinese-made Desertcross 1000-3 all-terrain vehicle in Ukraine.
  • Videos appear to show Russia using vulnerable golf cart-style vehicles near the frontline in Ukraine.
  • The Chinese-made vehicles are typically used on farms and construction sites.
  • Russia has suffered significant vehicle losses during the



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The B-21
The B-21 "Raider", the long-range stealth bomber that can be armed with nuclear weapons, rolls onto the runway at Northrop Grumman's site at Air Force Plant 42, during the first flight of the United States Air Force's B-21 "Raider", in Palmdale, California, U.S., November 10, 2023.
  • The B-21 bomber pairs cutting edge tech with a throwback aircraft design.
  • It is based on a



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donald trump
Donald Trump dances at a campaign rally in New Hampshire.
  • Trump must stow $500M cash in a bank to cover the appeal bond for his NY fraud case, experts say.
  • If he fails to by March 25, NY will start seizing assets, the state attorney general has warned.
  • A premium of anywhere from $250K to $1M will push the cost of a bond even higher.

One fiscal kick-in-the-gut down, one


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A fireball breaking apart in Earth's atmosphere.

Well folks, it's still not aliens.

It's common for speeding rocks from space to blow up in our atmosphere, events called "fireballs." In 2014, such a meteor exploded over the Pacific Ocean, somewhere near Papua New Guinea. An intrigued group of scientists led by Harvard astronomer Avi Loeb — who to the chagrin of the astronomical community makes dubious extraterrestrial claims — followed a



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Two people showing excitement in an empty home.
A recent survey found that 48% of people would consider buying a house with a friend.
  • Buying a home with a friend can help two or more single people afford the current housing market. 
  • 13% of respondents to a recent survey said they purchased a home with a non-romantic partner.
  • One woman who bought with a friend said she is saving money on a bigger home, but it can be risky.

El



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Copenhagen, Denmark
  • Business owner Nick Olsen was born and raised in Denmark and never thought he'd move to the US.
  • After meeting his now-ex wife travelling he moved to Utah and started his fitness business there. 
  • Olsen prefers the American commitment to freedom and doesn't bemoan the lack of free healthcare. 

This as-told-to essay is based on a conversation with Nick Olsen, x365 Fitness