These baby-boomer homeowners have seen their home values soar. Now they can't afford housing to retire in.

Tech Insider : Economy, Business, Style
A couple looking out at houses.

Getty Images; Jenny Chang-Rodriguez/BI

Kamala Harris has an ambitious plan to build 3 million new homes. She'll have to get through Congress and local NIMBYs first.

Tech Insider : Economy, Politics, Economy
Democratic presidential candidate Vice President Kamala Harris talks about her economic policy platform, including improving the cost of living for all Americans, in Raleigh, North Carolina.
Democratic presidential candidate Vice President Kamala Harris unveiled her housing plan during a speech about economic policy in Raleigh, North Carolina.

Grant Baldwin/Getty Images

I won a housing lottery with over 5,000 applicants. Now I pay $1,260 a month for a brand-new home.

Tech Insider
Angela Santiago on the roof of her apartment complex.
Angela Santiago won an apartment with rent well below market rate through a New Jersey affordable housing lottery program.

Courtesy of Angela Santiago

Montana's housing crisis is a warning for older homeowners across the country

Tech Insider : Economy
A Bozeman, Montana, residential neighborhood with a view of the Bridger Mountains of the Gallatin National Forest.
A residential neighborhood in Bozeman, Montana.

Don and Melinda Crawford/Getty Images

Small apartments are in, and it's causing rents in new buildings to drop

Tech Insider : Economy
A studio apartment in Denver, Colorado.
A studio apartment in Denver, Colorado.

RJ Sangosti/Getty Images

Low-income Americans wait years to get housing vouchers that are often impossible to use. Fixing the system could mean more funding and less red tape.

Tech Insider : Economy, Politics
Apartment buildings on Orchard Street in the Lower East Side neighborhood of New York City.
Apartment buildings on Orchard Street in the Lower East Side neighborhood of New York City.

Andrew Lichtenstein/Getty Images

The growing reason people can't afford to own a home

Tech Insider : Economy, Economy
Photo illustration looking at a house with money collaged.

PeopleImages / Getty Images; Jenny Chang-Rodriguez/BI

Mortgage rates spike above 7% for the first time this year as the market adjusts to delayed Fed cuts

Tech Insider
Homebuyers signing a mortgage.
Homebuyers signing a mortgage.

Getty Images

The exclusive island where people keep giving away homes for free — even though the typical house costs $3.6 million

Tech Insider
Nantucket Island shoreline with classic seaside homes
Dozens of homes are physically moved each year on Nantucket, an island off the coast of Massachusetts known for well-heeled homeowners.

J. Greg Hinson, MD, www.ackdoc.com

A startup's solar-powered backyard tiny home can help power the main house — see inside its first 100 prefab ADUs starting at $279,000

Tech Insider
person sitting outside an ADU at Cosmic's showroom in SF
San Francisco-based startup Cosmic is selling 100 prefab ADUs starting at $279,000 each in hopes of using the profit and a recent funding round to improve its manufacturing process and decrease the cost of its tiny homes.

Cosmic

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