Owning a home in Florida is a huge gamble. Some people are starting to question whether it's worth it.

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An aerial shot of hurricane damage in Florida.
The aftermath of Hurricane Helene in Horseshoe Beach, Florida.

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A majority of North Carolina homeowners didn't have flood insurance. Then Helene hit.

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image of home destruction
Homes and buildings destroyed after Hurricane Helene in Bat Cave, North Carolina.

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A Texas coastal engineer says a simple home-buying decision saved his house from Hurricane Harvey — and could help other home-owners in flood zones

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Homes flooded during hurricane harvey
In 2017, Hurricane Harvey ripped through Texas and Louisiana, causing significant flooding.

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How much does flood insurance cost?

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Our experts answer readers' insurance questions and write unbiased product reviews (here's how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

What is hurricane insurance, and why do homeowners need it?

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Our experts answer readers' insurance questions and write unbiased product reviews (here's how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

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