Why First Republic failed, and what it means for the rest of the banking industry

Tech Insider
A pedestrian walks by the First Republic Bank headquarters on March 13, 2023 in San Francisco, California.
First Republic's San Francisco headquarters.

Justin Sullivan/Getty Images

Why Silicon Valley Bank's customers were bailed out

Tech Insider
svb silicon valley bank building cop

Justin Sullivan/Getty Images

US banks have well over $1 trillion of uninsured deposits. Signature Bank was among the most exposed.

Tech Insider
American flag over US money
American flag over US money

STILLFX/Getty Images

How much will Silicon Valley Bank customers get back from the money they deposited? They may not recover it all, analysts say.

Tech Insider
Money under lock
Money under lock

Aslan Alphan/Getty Images

FDIC insurance guarantees you won't lose all your money if your bank shuts down

Tech Insider

Our experts answer readers' banking questions and write unbiased product reviews (here's how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

Subscribe to What is FDIC insurance