Kamala Harris' $25,000 down payment assistance plan is a band-aid fix for the housing crisis, Zillow's chief economist says. 3 policies that will actually help home affordability.

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Vice President Kamala Harris
Vice President Kamala Harris waves to supporters after her speech at the Democratic National Convention last week.

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3 signs the housing market's affordability recession is finally ending

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housing market neighborhood

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Mortgage rates spike above 7% for the first time this year as the market adjusts to delayed Fed cuts

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Homebuyers signing a mortgage.
Homebuyers signing a mortgage.

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A third of Gen Z and millennial homebuyers plan to use family money for a down payment amid sky-high housing costs

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Homebuyers have to earn 80% more than they did pre-covid to comfortably afford a house today.
Homebuyers have to earn 80% more than they did pre-covid to comfortably afford a house today.

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No partner? No problem. People are joining forces with friends to afford to buy a house

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Two people showing excitement in an empty home.
A recent survey found that 48% of people would consider buying a house with a friend.

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I bought a house with my ex 14 years after we broke up. We're saving so much money, and I'm happier.

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A man and woman posing in front of a stage.
Elisa Ball and her roommate, John.

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A booming stock market means homebuyers will be more tolerant of high mortgage rates, Compass CEO says

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A for sale sign.
A for sale sign.

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Americans see cheaper mortgage rates ahead as expectations flip for the first time ever in Fannie Mae's latest survey

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Home for sale sign

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