A polyamorous couple.
  • I'm in a poly relationship with my husband and my boyfriend; we all live together.
  • We have two checking accounts and don't split our bills evenly.
  • By combining our three incomes, we'll be able to buy a house.

This is part of our series Splitting the Difference, which examines the financial lives of couples.

I'm a millennial, which means I, like so many in my generation, have had a rough time financially. I'm facing student loans, high inflation, and stagnant wages. The cost of living is high, and unfortunately I'm not a trust-fund kid with wealthy relatives.

While other people my age may be sacrificing dreams of homeownership, children, and a career they love, one trick up my sleeve has helped me more than anything: polyamory.