Woman posing with computer
At 62, the author is using her Social Security money already.
  • I started working as soon as I graduated from college 40 years ago. 
  • I've made some bad decisions, thinking I could make up for them later in life. 
  • At 62, it feels like I'm going to be working forever as a freelancer. 

Fresh out of college more than 40 years ago, I threw myself into a career in marketing, public relations, and communications. I worked in higher education, healthcare, and operated my own agency not once, but twice. My professional life has taken me around the country and to Europe.