a birds-eye view of a woman typing on a calculator and looking at her bills
The author, not pictured, is a recent college graduate who can't make ends meet.
  • After graduating college, I couldn't get a full-time job, so I am working several part-time gigs.
  • I am frustrated because I didn't know it would be this hard to make ends meet after college.
  • I am trying to look on the bright side and understand that I am learning financial lessons.

After the initial thrill and excitement of graduation wore off, the first few months as a recent college graduate were quickly followed by a blur of job applications, rejections, and figuring out budgeting basics.

I quickly realized that the financial independence I longed for now seemed like a far-off dream.

On the one hand, I gained my independence, but on the other, I now had to navigate issues like rent, groceries, and basic utilities. But since I couldn't land a full-time job in my desired field — as a biotechnologist — I struggled to make ends meet.

I realized I had a lot to learn.

I couldn't get a full-time job, so I struggled to make ends meet

I rarely considered the comfort and stability that being in college had provided. While in school, I could always rely on my family — and even friends — to quickly jump in to support me if I needed financial help. But soon after graduation, I realized I was on my own. I had to quickly understand that the support I once enjoyed had finally dwindled.

The possibility of getting a full-time job seemed almost impossible, so I had to take what was available. I took any odd job: I waited tables, babysat, and even became a part-time receptionist at a hotel.

With the measly paychecks I got, I then had to figure out how to negotiate between my needs and wants. I had to plan every single bit of my income and spending.

I remember sitting in bed, surrounded by bills and a spreadsheet that refused to balance. The uncorrelated numbers on my spreadsheet were a stark reminder that my survival jobs weren't cutting it. My pay barely covered what I needed monthly.

That's when I decided I needed at least two part-time jobs to cover my basic needs.

I don't understand how I got here

In the midst of all that was happening, I couldn't quite get my head around the fact that I couldn't secure a future or land a job. I went to college and followed every step I needed to; my future felt like a guarantee. But I'm realizing I was wrong.

I felt like a failure for not being able to get a job, and I also felt let down by the system.

But I am trying to look on the bright side. Learning to manage my finances at such a young age has taught me invaluable lessons. The challenge of having every penny already spent before receiving the paycheck makes saving an impossible but interesting task. I am learning how to save money and how far a dollar can truly go. I am becoming stronger and wiser through this process.

I am still looking to the future

It's been a year since I graduated. Though I am still looking for a full-time job and struggling to make ends meet, I try to remind myself that this is just a phase in a tough labor market. It will just take some patience and practice.

But while I wait for that to happen, I am quickly learning to adapt to my reality and figure it out one day at a time.

I hope that one day, I will look back at these struggles as the foundation of my financial wisdom. The lessons taught me not just how to survive but how to thrive.

Read the original article on Business Insider