We live in Hong Kong and are returning to the US to retire. We don't have a credit score and our Social Security is minimal.

Mon, 05/27/2024 - 04:51

Couple posing for photo in Hong Kong — The author and his wife have lived in Hong Kong for 35 years but are moving to the US to retire.
Courtesy of the author

My wife and I have lived in Hong Kong for 35 years.
Now that I'm 66 and retiring, we want to move to the US for that.
We don't have credit scores or credit cards, and debate whether to rent instead of buying.

After 35 years of living and working in Hong Kong, my wife, Wendy, and I are returning home to the US. There are so many things to consider as we make plans for retirement.