I'm single and childless and I can't afford to retire in California. To afford the life I want, I'm moving to the South.

• In a couple of months I will turn 68 and retire. 
• I'm looking forward to more travel but I'm also worried because I will need to leave California. 
• I'm a single, childless, Black woman, and decided to move to the South.

Later this year, I will turn 68, and I will retire. There's much to look forward to — more travel and a long-awaited return to doing the crafts I set aside while building a career. I'm finding, however, that I mostly feel frightened.