- I filed for bankruptcy at 63; all I had were my pensions.
- I got a job teaching English where I met people from all over the world.
- I visited Spain and realized I could afford to retire there, so I moved in 2017.
At the age of 63, I was bankrupt and in foreclosure. I had less than nothing because I owed money to a friend. All I had were my pensions. I knew I could never afford to retire in the US.