Woman posing for photo in Barcelona
The author moved to Spain in 2017 and still lives there, she said it was the best decision she's made.
  • I filed for bankruptcy at 63; all I had were my pensions.
  • I got a job teaching English where I met people from all over the world.
  • I visited Spain and realized I could afford to retire there, so I moved in 2017.

At the age of 63, I was bankrupt and in foreclosure. I had less than nothing because I owed money to a friend. All I had were my pensions. I knew I could never afford to retire in the US.