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The US national team came up short against Germany in the FIBA World Cup semifinal. The team attempted a late rally after suffering a mean third-quarter surge but ultimately fell short of Germany's balanced attack and unwavering energy. Germany will meet Serbia, who dispatched

• September is historically considered the worst month of the year for stocks, in what is known as the "September Effect."  
• But this year, market experts appear divided over whether US equities will repeat the pattern or defy it. 
• Here's where 5 top voices see stocks heading in September and ahead. 

September has historically been a weak month for stocks

Our experts answer readers' home-buying questions and write unbiased product reviews (here's how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own.

Average 30-year mortgage rates dropped a bit overall last week, according to Freddie Mac, but they're still above 7%. Rates are expected to trend down a bit this year, but it's unclear when

• In August, incandescent bulbs were largely banned in the US and can no longer be sold or made.
• The Energy Department says the change will reduce utility bills and carbon emissions.
• Ahead of the ban, Kevin Szmyd spent $1,700 on a lifetime supply of incandescent bulbs, about 3,500.

Incande

The strange, twisted logic behind the sky-high cost of college

College is too damn expensive. Even if Joe Biden makes good on his plan to wipe out $10,000 of debt for every American with student loans, it would do nothing to bring down the staggering prices that

• Bill Ackman's first stock was Wells Fargo, and Warren Buffett was a key factor in his choice.
• The billionaire invested in the bank as a business-school student with only $40,000 to his name.
• Ackman determined Wells Fargo, which counted Buffett as a big shareholder, was oversold at the time

• Saudi Arabia is in the process of reinventing itself.
• The Gulf kingdom is racing to transform to stay relevant well into the 21st century.
• Take a closer look at the country led by a prince on a mission. 

Saudi Arabia is in the midst of a once-in-a-lifetime