I don't give Christmas gifts. The holidays got better when I stopped playing the 'who bought the most expensive present' game.

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A Santa hand holds out a piece of coal.

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My mother gave me my $100,000 inheritance early. I struggled to pay my bills before — now I'm set up for life.

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a woman takes a selfie with her mother
Jillian Pretzel and her mom.

Courtesy of Jillian Pretzel

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