Vince Toye wants to transform the American housing landscape, one affordable unit at a time

Tech Insider
Vince Toye on a dark blue background with lines
Vince Toye leads the community-development banking and agency lending businesses for JPMorgan Chase.

Courtesy of JPMorgan; BI

The vast majority of Americans support housing policies that are widely illegal

Tech Insider : Economy
People walk past brownstone townhouses in the Fort Greene neighborhood on June 24, 2016 in the Brooklyn borough of New York City.
People walk past brownstone townhouses in the Fort Greene neighborhood on June 24, 2016 in the Brooklyn borough of New York City.

Drew Angerer/Getty Images

Today's parents have to pay $3.4 million to fund the American Dream for themselves and their kids

Tech Insider : Economy, Politics, Economy
Parent with two kids

Rebecca Nelson/GettyImages

Housing keeps getting less affordable – and the math only improved in one major city this year, says Redfin

Tech Insider : Economy, Economy
A real estate agent holding a house key
Redfin expects mortgage rates to dip next year.

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A Gen Xer making $344,000 secretly working 3 jobs got laid off from 2 of them. He said that's exactly why he was overemployed.

Tech Insider : Economy, Economy
man at desk back to camera
A 48-year-old said secretly working three remote jobs provided him valuable job security (Worker in story not pictured).

Getty Images

Shoppers are worried about the economy so they're 'doom spending' to make themselves feel better

Tech Insider : Economy, Economy
People shop at Mall of America
Consumers worried about the economy are turning to "doom spending" to cope, according to a report from Intuit Credit Karma.

Abbie Parr/AAP

Japan has a glut of 8.5 million akiya, empty 'ghost houses' left to rot. Now Airbnb wants to fill them with tourists.

Tech Insider
Old Japanese house and garden in Genemongama factory, Kyushu region, Arita, Japan on August 23, 2023 in Arita, Japan.
Old Japanese house and garden in Genemongama factory, Kyushu region, Arita, Japan on August 23, 2023 in Arita, Japan.

Eric Lafforgue/Art in All of Us/Corbis via Getty Images

How much the typical first-time home buyer puts toward a down payment and where they get the money

Tech Insider : Economy, Economy
couple home buying
The typical first-time homebuyer's down payment is less than 10% in the US.

monkeybusinessimages/Getty Images

People are leaving Texas over rising costs, partisan politics, and a sense of disenchantment

Tech Insider : Politics
The Texas state capitol building in Austin.
The Texas state capitol building in Austin.

Getty Images/ Jon Hicks

Housing market affordability will improve in 2024 as home prices fall amid more inventory, Morgan Stanley's chief US economist says

Tech Insider : Economy
Aerial view of a residential area with houses in the Phoenix suburb of Chandler.
Aerial view of a residential area with houses in the Phoenix suburb of Chandler.

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