Bank bosses aren't worried about lower interest rates — and even see some upside

Tech Insider
Citigroup Latin America CEO Jane Fraser
Citigroup CEO Jane Fraser highlighted some potential benefits of lower interest rates this week.

REUTERS/Erin Scott

Don't get your hopes up about the housing market

Tech Insider : Economy
Jerome Powell in a hard hat in front of. houses.

Getty Images; Jenny Chang-Rodriguez/BI

2 scenarios when to consider an adjustable-rate mortgage to secure lower rates, according to Redfin's research lead

Tech Insider
An aerial view of suburbs.
There are a couple of scenarios where an adjustable-rate mortgae could be quite useful, according to Redfin's Head of Economic Research Chen Zhao.

Angel Jiménez de Luis/Getty Images

A 26-year-old property owner shares his non-traditional approach to breaking into a red-hot housing market — even in one of the most expensive cities in the US

Tech Insider
San Francisco, California

Alexander Spatari/Getty Images

It might be your fault you can't afford a house, says finance guru Dave Ramsey

Tech Insider : Economy, Economy
Dave Ramsey
Dave Ramsey.

Anna Webber/Getty Images

Higher interest rates have created 63 'problem banks' and $517 billion in unrealized losses, FDIC says

Tech Insider
The entrance of a building with the FDIC logo on the floor.
An FDIC supervisor invited his staff to a strip club, according to a recent report from The Wall Street Journal.

Anadolu Agency

Denmark has the solution to America's broken housing market

Tech Insider : Economy
House with Danish flag flying in the sunlight, while next door, a house with an American flag is being rained on
Millions of Americans are trapped in their homes thanks to rising mortgage rates. But a genius rule lets Danish homeowners dodge the lock-in effect.

Getty Images; Alyssa Powell/BI

The typical home loan in America is a gift. It's also a trap.

What happens when the US debt reaches critical levels?

Tech Insider : Economy

The US debt is skyrocketing to unprecedented levels not seen since World War II. Our investing correspondent explains how we got there and how this looming financial crisis could impact you.

People are forking out record $2,800 a month on average just to cover their mortgage payments

Tech Insider
US dollars
It's getting more expensive to own a home.

Kham/Reuters

Student-loan borrowers have delayed buying a home or car, having kids, and getting married because of their debt — even for those with balances smaller than $10,000

Tech Insider : Economy, Economy, Politics
College graduates
College graduates.

Robyn Beck/AFP via Getty Images

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