I'm a freshman at NYU and just moved into my dorm. I wasn't prepared for how overwhelming and scary my first few days would be.

Tech Insider
Zoe Applebaum and her father in her dorm room at nyu
The author and her father.

Zoe Applebaum

As a teacher, I made a mistake with my retirement savings that cost me a fortune — but I've finally fixed it

Tech Insider

Our experts answer readers' investing questions and write unbiased product reviews (here's how we assess investing products). Paid non-client promotion: In some cases, we receive a commission from our partners. Our opinions are always our own.

My husband and I want to retire early, and a simple equation will help us get there without sacrificing our lifestyle today

Tech Insider

Our experts answer readers' investing questions and write unbiased product reviews (here's how we assess investing products). Paid non-client promotion: In some cases, we receive a commission from our partners. Our opinions are always our own.

I'm an incoming Harvard freshman. I'm nervous I won't fit in with the rich kids on campus as a financial-aid student.

Tech Insider
headshot of Ezekiel Wells
Ezekiel Wells is an incoming Harvard freshman.

Lucas Kult-Banout

The 3 best pieces of money advice I've ever received

Tech Insider

Our experts choose the best products and services to help make smart decisions with your money (here's how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

I was told I'd never get into Yale because of Asian American prejudice, but I beat the odds and got in. Now I teach other students how to get into their dream schools.

Tech Insider
headshot of Christopher Rim
The author.

Command Education

I came out as trans while at Goldman Sachs. Here are 5 things I learned that can help make workplaces more welcoming for transgender people.

Tech Insider
Maeve DuVally sits in a bright pink shirt on a beach
"Some of my colleagues were uncomfortable. I think part of the reason people experience anxiety is the concern that 'the woke mob' will jump all over them if they make a mistake," writes Maeve DuVally.

Courtesy of Maeve DuVally

As a recent college grad, I applied to nearly 90 jobs, and I never heard back from a majority of them. I didn't think it would be this difficult.

Tech Insider
Mo Mitchell, left, standing next to her friend in graduation gowns.
The writer, left, on graduation day.

Mo Mitchell

Living abroad in a tiny Spanish apartment taught me 5 money lessons that are still saving me thousands

Tech Insider

Our experts choose the best products and services to help make smart decisions with your money (here's how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

I'm a college expert, and the biggest mistake I see students make is not negotiating their financial aid offer. Here's how to do it.

Tech Insider
Students can negotiate their financial-aid offers.
Students can negotiate their financial-aid offers.

Rick Friedman / Getty Images

Subscribe to Essay