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Apple says it’s shutting down Apple Pay Later, the tech giant’s “buy now, pay later” loan service, less than a year after launching the product to United States users in October 2023.

The banking industry took its time to transition from paper bills to plastic cards. Now it’s in the midst of a more rapid transformation: going digital.

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Millions of Americans pay for streaming services, doling out anywhere from $5 to $75 a month. It’s a common belief that you can get out of recurring charges like this by switching your credit card. The streamers won’t be able to find you, and your account will just go away, right?

Pornhub notified performers last week that the platform is requiring proof of consent from anyone featured in its videos moving forward, according to emails seen by

Apple Pay Later officially launched for all qualifying U.S. residents today, and is now available in the Wallet app on the iPhone, as first reported by MacRumors Tuesday.