How to Get a Low Interest Rate on a Mortgage

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Office owners are on 'borrowed time' as maturing debts can't be pushed off much longer, Goldman Sachs says

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A photo of the New York City Skyline.
A view of the Manhattan Skyline with the Empire State Building in the center.

Roy Rochlin/Getty Images

Home prices have risen more than double the pace of inflation since the 1960s

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Home prices vs inflation rate
Home-price appreciation has significantly outpaced the rate of inflation.

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Millions of homes could flood the US housing market thanks to boomers

Tech Insider : Economy

Baby boomers dominate America's housing market. But as they age out, millions of homes will be up for grabs, and Gen Z is poised to benefit.

One way to help American homebuyers? Do what the Dutch do.

Tech Insider : Economy
Homes along a canal in Amsterdam.
Dutch-style mortgages offer something American mortgages don't: automatically lower interest rates as the loan is paid off.

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Americans are paying nearly as much interest on credit cards and other debt as they are on their mortgages

Tech Insider : Economy
credit cards
Non-mortgage interest payments have jumped.

Joe Raedle/Getty Images

Sorry, parents: The American dream is only for DINKS

Tech Insider : Economy
A house and a pacifier icon cut out of a quarter
This year, homebuyers with children are likely to spend 66% of their income on mortgage and childcare expenses, Zillow found.

iStock; Rebecca Zisser/BI

Commercial real estate investment plummeted to the lowest level since 2012 last year

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manhattan skyline
Investment in US commercial real estate dropped by 52% last year, CBRE says.

Gary Hershorn/Getty Images

A Phoenix man got a 2.375% mortgage rate this year. He broke down how.

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Terry Day.
Phoenix realtor Terry Day used an assumable mortgage to buy a home this October.

Courtesy of Terry Day

9 things that will define the economy in 2024

Tech Insider : Economy
US Federal Reserve Chair Jerome Powell
The Fed expects to lower interest rates three times next year.

Liu Jie/Xinhua via Getty Images

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