I'm on track to retire at 45. I started my career earning only $26,000 and followed this 4-phase plan.

Tech Insider
headshot of a woman with a blurred tree-filled background
Annie Cole invests around $45,000 every year.

Courtesy of Annie Cole

A Gen Xer went from a six-figure salary to considering bankruptcy after 1,000 unsuccessful job applications — 'It's like playing the lottery'

Tech Insider : Economy
Sean Tetpon in his backyard
Sean Tetpon has applied for over 1,000 jobs over the past year, though he's staying optimistic.

Sean Tetpon

A major curveball in retirement preparedness: divorce

Tech Insider : Economy
a divorced couple collaged with money and scribble texture.

Getty Images; Chelsea Jia Feng/BI

Boomers are selling off their businesses. Millennials are swooping in.

Tech Insider : Economy
Stock graph with younger woman and older woman on opposite ends of the upward arrow

Getty Images; iStock; Natalie Ammari/BI

A millennial couple details how they went from $150,000 in debt to a net worth of $1.5 million in a decade without elite jobs or risky investments

Tech Insider : Economy
Lawrence Delva-Gonzalez and his wife
Lawrence Delva-Gonzalez and his wife, Doreen.

Lawrence Delva-Gonzalez

Hoda Kotb says her 60th birthday prompted her to reevaluate the next phase of her life

Tech Insider
Hoda Kotb taking selfies with fans
Hoda Kotb celebrated her 60th birthday on "Today" at Rockefeller Plaza with fans.

Debra L Rothenberg/ Getty Images

A retired boomer splits his time between Nebraska and Mexico. He says life is affordable in Puerto Vallarta and there's a lively LGBTQ+ community.

Tech Insider : Economy, Economy
Photo shows Bill MacKenzie and his husband Darin Templeton at their home in Puerto Vallarta.
Bill MacKenzie, 67, (left), lives between Puerto Vallarta, Mexico, and Omaha, Nebraska with his husband Darin Templeton.

Photo courtesy of Bill MacKenzie

Bill Gates thinks retirement 'sounds awful' and wants to continue working for decades like Warren Buffett

Tech Insider
Bill Gates wearing a suit and tie, sitting in front of a row of flags, with his fist near his cheek as he smiles.
Gates speaking at the Global Solutions Summit in Berlin in May.

Sean Gallup/Getty Images

The top countries US retirees are flocking to

Tech Insider : Economy, Economy, Travel
the amalfi coastline in italy
Many Americans are still retiring in Italy.

Aleh Varanishcha/Getty Images

A boomer from Texas retired in Panama for the low cost of living and lifestyle. She said it feels like 'Christmas every day.'

Tech Insider : Economy, Economy
Photo shows Saundra Lohr in Panama City, Panama.
Saundra Lohr, 68, moved to Panama City to retire in 2021.

Photo courtesy of Saundra Lohr

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