A 3-fund portfolio, a no-kid lifestyle, and a 'die with zero' mindset: How one NYC couple is retiring in their 40s

Tech Insider : Business
alex josette
Financially independent couple Josette Chang and Alexander Nathanson

Courtesy of Josette Chang and Alexander Nathanson

I thought I'd be lonely moving to a new city at 58. I swallowed my fear and made a friend I now consider a brother.

Tech Insider : Business
Scott Scovel and his friend Bruno are sitting down at a table for lunch. On the table there's some sushi on plates and drink glasses.
Scovel reconnected with his acquaintance, Bruno, and the two became good friends.

Courtesy of Scott Scovel

I'm 76 and drive for Uber after losing my savings to my wife's cancer bills. I'm not sure how long I can keep driving.

Tech Insider : Economy, Business, Travel
Jeff Mason
Jeff Mason, 76, drives for Uber a few times a week.

Rachel Wisniewski for BI

I was loyal to my company for 7 years and regret it. I left with debt and without a 401(k).

Tech Insider : Business, Economy, Environment
headshot of a woman on a light pink background
Andie Mercer.

Courtesy of Andie Mercer

Their goal is a peaceful retirement. Up to half a million dollars in student loans is standing in the way.

Tech Insider : Economy, Business
Amye Cooley and Jordan Hendrickson
High student-loan balances are weighing on borrowers' retirement goals.

Courtesy of Amye Cooley, Jordan Hendrickson

I toured a Texas tiny-home village for retirees. The real sell wasn't the houses.

Tech Insider : Business, Style
A home stands next to a sign that reads
Liberty Tiny Village is a small 55+ community in North Texas.

Alcynna Lloyd/Business Insider

I sold my business to take care of my mother for a decade. Now I'm 72 and have to work to play catch-up.

Tech Insider : Economy, Business
Susan Freeman with her husband.
Susan Freeman works at 72 after years of caring for her mother.

Susan Freeman

He spent years waiting for the right moment to move to Japan. Retirement led him to Thailand instead.

Tech Insider : Travel, Travel, Business
A man dressed in blue at a skybar in Bangkok, Thailand.
After years of working and living in Hawaii, Bill Strayer decided to move to Bangkok in 2023 to retire.

Provided by Bill Strayer.

I'm still working at 80 to help my family with medical bills. Caregiving has brought me closer to my grandkids, but I don't think I'll retire.

Tech Insider : Economy, Business, Travel
Noe Parenteau with his sister
Noe Parenteau (right) with his sister (left)

Noe Parenteau

Elon Musk says AI will make saving for retirement 'irrelevant.' Anthropic's CEO says building that future won't be easy.

Tech Insider : Business, Economy
A side-by-side image of Elon Musk and Dario Amodei
Elon Musk dreams of a saving-free future. Dario Amodei says it will be hard to get there.

Harun Ozalp/Anadolu via Getty Images; Michael M. Santiago/Getty Images

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