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It's the golden age of AI, and there's a new gospel in Silicon Valley: Building a startup isn't just for the chosen few. It's the new rite of passage into adulthood.

It's been roughly five years since America's big-city dwellers were suddenly faced with the opportunity for a major life change: a move to the country.

After a tedious week of squinting at spreadsheets, Sandy McConnell, 80, makes her way to a restaurant in Nevada for a monthly lunch with former colleagues.