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Sleep is the great unifier. Everyone needs it to repair cells, store memories, and balance emotions. It also helps us solve complex problems — ever need to just "sleep on it"?
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The typical home loan in America is a gift. It's also a trap.
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A few years ago, Nathaniel Hudson-Hartman, 38, calculated that he'd need about $1.5 million in savings to retire comfortably in his sixties.
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